For low and medium-risk businesses, we aim to open accounts within 3–5 business days after all required documents are submitted to our compliance team. For high-risk businesses, enhanced due diligence (EDD) applies, which may extend the process to 10–14 business days upon receipt of all documentation.
We provide SEPA and SWIFT accounts for business clients, supporting B2B, B2C and C2B transactions. For licensed entities, we also offer client money accounts to facilitate secure and compliant client transactions.
Company (KYB): Certificate of Incorporation; Memorandum and Articles of Association; Register of Directors; Register of Shareholders; business proof of address not older than 3 months; completed online application form. UBOs and directors (KYC): valid passport copy; proof of address not older than 3 months; CV or LinkedIn profile. Our compliance team may request additional documents based on your business activities or jurisdiction.
1. Submit the required KYB and KYC documents via our secure portal or by email. 2. Our compliance team runs a pre-approval review against AML and regulatory standards. 3. Upon pre-approval, pay the onboarding fee invoice covering document review and due diligence. 4. We complete final due diligence, including identity verification and risk assessment. 5. If approved, your corporate account is activated and you receive access details for SEPA and/or SWIFT transactions.
We follow a robust KYC process: you submit a valid passport, recent proof of address and a CV or LinkedIn profile; our compliance team authenticates the documents against trusted databases; high-risk clients may be asked for extra documents such as source of funds; and after opening, transactions are continuously monitored for compliance.
Once you submit all corporate documents and the application form, our compliance team conducts a pre-approval assessment. Upon pre-approval we issue an invoice for the onboarding fee. After it is settled, we complete the remaining due diligence and notify you of the outcome.